An assumable mortgage allows a homebuyer to take over the seller's current loan, locking in lower interest rates and saving on closing costs.
At UMe, assuming a mortgage is straightforward and secure. With over 5,000 certified properties across 20+ cities and a network of 200+ trusted agents, we connect buyers, sellers, and realtors to simplify the process of assuming mortgages.
Explore our listings, discover the advantages of assumable mortgages and join us in reshaping the home buying and selling experience today.
Discover your dream home on our website and seamlessly assume the existing loan for a smooth transition.
Find a HomeExplore our financing options for assumable homes, making your dream property more accessible.
Loan OptionsOur certified agents are experts in loan assumptions, ensuring you get the best guidance and support.
Certified AgentsSearch through thousands of properties and inquire to the ones you're most interested in.
Explore all listingsUMe qualifies you to make sure you're eligible to assume with a low rate, hassle-free.
Apply to assumeUMe collects 1% of the purchase price and works with all parties for a stress-free experience.
Learn how it worksMortgage assumptions can significantly lower a buyer's monthly payments, have lower interest rates, and offer savings on closing costs.
Learn more about buyingFor sellers, mortgage assumptions open the door to a larger pool of qualified buyers. Many times this results in higher sales prices.
Learn more about sellingRealtors can grow their business with assumptions by offering the ultimate win-win proposition for both buyers and sellers.
Learn more and growUMe Realty Group © is committed to and abides by the Fair Housing Act of Equal Opportunity.