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Active
$475,000($124,577 down)$1,563 /mo

838 A St, Ramona, CA 92065

1 Bed ·1 Bath ·666 Sqft
PITI Monthly
$2,494.56 /mo

Listing courtesy of: Jon Erro, Redfin Corporation

Assumed Rate

2.77%
7.52%

Principal & Interest

$1,563 /mo
$2,676 /mo

What's Special

AFFORDABLE

Back on the Market, no fault of the property. Purchase the home with as little as 5% down and assumable sellers FHA mortgage of $350k @ 2.175% interest rate! Call about second mortgage option with as little as 5% down. Adorable cottage home in Ramona’s walkable Downtown Village District. Recent updates include new roof, new exterior paint, and Tesla solar & battery system. Windows, doors, flooring and driveway have all been installed since 2016. Fully fenced and cross fenced with the iconic “white picket fence” at the street. Large mature shade trees on the property. Not included in the permitted sqft are a laundry room attached at the back of the home and a separate storage building with 2 rooms used for storage currently. This home is located in the RMV4 zone allowing it to be used for residential or commercial. Large 7800 sqft lot could permit an additional unit to be constructed in the back of the property. Assumable FHA loan of $350k @ 2.175% interest rate makes this home very affordable!

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Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Electric, SeeRemarks
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: NewCondition, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1930
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $713.21
  • Tax Annual Amount: $5937.5
  • On Market Date: 2024-07-01T00:00:00.000Z

Make this home a reality!

Apply to assume
Explore our financing options for assumable homes
Connect with an Agent
Our certified agents are experts in loan assumptions

MLS ID: 240014317SD

Listing From:

Last updated: 2024-12-05T03:30:30.000Z

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Assumed Rate

2.77%
7.52%

Principal & Interest

$1,563 /mo
$2,676 /mo
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